About us

Built by people who know the trades, for environmental remediation contractors.

Remediation Insurance is the environmental contractor division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a pollution exclusion or a missing CPL retroactive date shows up in a claim denial.

A confident environmental remediation contractor in hard hat and safety vest at an outdoor cleanup site
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Remediation-specialist agents
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

From the jobsite to the agency.

Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a contamination claim hits, a CPL form has the wrong retroactive date, and the carrier cites a coverage gap.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.

15 yrs

Expanded to specialty environmental markets

After placing programs for dozens of contractor categories, CCA extends expertise to environmental remediation contractors with unique CPL and pollution-liability risk profiles.

Today

Dedicated remediation division

Remediation Insurance focuses CCA's expertise on environmental contractors — operations where CPL, professional liability, and CERCLA exposure are the real risks.

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Remediation contractors insured nationwide

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Years insuring environmental contractors

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Average quote turnaround

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States licensed & writing

What we stand for

Four things we won't compromise on.

Contractor-first, always

Josh spent years in the trades before starting the agency. We speak the language of remediation because we know what happens when CPL coverage fails at claim time.

Coverage that closes the gaps

GL pollution exclusions, missing CPL retroactive dates, and professional liability for site assessment errors — we address the risks standard markets miss.

A-rated markets only

We shop carriers with the financial strength and environmental experience to be there when a contamination claim, a regulatory action, or a Superfund cost recovery hits.

Honest, no-pressure advice

If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your remediation operation actually requires.

Ready to protect your remediation operation?

Get a 15-minute quote from specialists who understand environmental remediation — contractor pollution liability, CERCLA exposure, Superfund contracts, and hazmat workers' comp.