Coverage lines

Insurance built line-by-line for environmental remediation contractors.

Each policy below addresses a specific exposure in remediation work — from the contractor pollution liability a standard GL policy excludes to the professional liability your site assessment and RAP design work requires.

Essential coverage

Contractor Pollution Liability

The defining coverage for remediation contractors. Insures sudden and gradual pollutant release, third-party bodily injury from contamination, cleanup costs, and regulatory defense — on a claims-made form with a retroactive date that protects prior work.

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General Liability Coverage

Third-party bodily injury and property damage coverage for your remediation operations — site access, equipment damage, completed operations, and contractual liability for indemnity agreements in government and private remediation contracts.

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Professional Liability (E&O)

Errors and omissions coverage for remediation contractors who design remedial action plans, conduct Phase II assessments, or provide consulting services — covering missed contamination, incorrect RAP design, and failure to achieve regulatory closure.

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Workers' Compensation

Coverage for the injury patterns in remediation work — chemical exposure, confined space entry, heat stress in encapsulating suits, and excavation hazards. Proper class codes for environmental remediation labor (8868).

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Commercial Auto & Specialized Vehicles

Coverage for vacuum trucks, work trucks, equipment trailers, and specialty vehicles used on remediation projects — including DOT placard requirements, HazMat endorsements, and multi-state radius-of-operation coverage.

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Commercial Umbrella

Excess liability coverage that sits above your general liability, contractor pollution liability, and commercial auto — providing the higher combined limits required by Superfund NCP contracts, PRPs, and government environmental remediation agreements.

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Tools & Equipment Coverage

Inland marine coverage for the specialized equipment remediation contractors depend on — soil vapor extraction systems, monitoring well equipment, sampling tools, pumps, air monitoring devices, and decontamination equipment.

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Contractor License & Surety Bonds

Surety bonds for environmental remediation contractors — performance and payment bonds for CERCLA and state Superfund projects, license bonds, and financial assurance bonds required by regulatory agencies for site closure.

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Not sure which lines you need?

Most remediation contractors bundle CPL + GL + workers' comp + commercial auto + umbrella into one coordinated program. We'll build the right mix in one call.

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